When John and I got married I have to honestly say that we did not talk a lot about our post-marriage financial decisions or what our future finances looked like. We knew how much each of us made and for the most part how much we owed. We were both on each others check books and thought we had talked about what we needed to financially. After being married for 4 years I can honestly say that we did not have the conversations we needed to have when we first got married.
I really wish we would have sat down and made a financial map of what we earned and what we owed. We should have made a game plan for paying off debt and how to best maximize our income. John and I are now focused on saving for retirement and making sure we are maximizing our income.